18-Jan-2021 |MSME
If knowledge is power then constantly updating your knowledge is a superpower. Whether it's is personal development or scaling up your business, the more aware you are the better it is. And one form of learning is to keep yourself updated with the latest change in the various rules and regulations. One such rule change has been witnessed in the definition of MSME units and now we have revised definitions of MSME. Read on to find out how you can make the most of these changes to expedite the growth of your business in 2021.
Well if you run a micro or a small or a medium enterprise then you need to be aware of the latest revised definitions of MSME. Knowing these will help you to grow your business in 2021.
Earlier, the MSMEs were defined on the basis of investments that have been put into them, however, now the revised definitions will also include the turnover of the unit as well, and rightly so.
What are Micro Units
Earlier the criteria was solely on an investment basis. Like:
1. An investment up to Rs 10 lakh for service units
2. An investment up to Rs 25 lakh for manufacturing units.
New Definition Of Micro Units
An MSMEs will now be called a micro-unit if up to one crore, it can be proprietor own money or through MSME business loan, has been invested into it and it has a turnover of less than Rs 5 crore. Unlike earlier now these two aforesaid factors will define a micro unit.
New Definition Of Small units
As for the small units, the investment limit has been doubled from the earlier rupees 5 crore to rupees 10 crore, now besides that it must have a turnover of less than 50 crore. This new definition encompasses all MSMEs, service enterprises included, earlier service enterprises were under-investment of up to Rs 2 crore category.
New Definition Of Medium units
An enterprise that has an investment up to Rs 20 crore along with a turnover of less than Rs 100 crore will now be called a medium unit. Whereas earlier, the investment limit for a medium unit was up to Rs 10 crore and for Service enterprises, the limit was up to Rs 5 crore.
07-Aug-2020 |home loan eligibility ki
Home – being one of the necessities, to own one is a dream for every Indian. Home is not just a structure with four walls and a roof, it comes with an emotional side to own one for self. For some it may be about a sense of security, comfort, and accomplishment, while for others it is about being independent and carry a status in society.
But on a candid note, buying a home is no small in terms of expense out of the earning. In the context of Indian society, the decision to buy a home, is not only a major decision and milestone in one’s life but also the biggest financial decision to make. And since, it requires huge expense and a big financial commitment, one section may feel that why not choose the option of living on rent – it is better fit.
The debate goes on – buy a home or rent a house – and which one is better? The choice between the two, is difficult. But, buying a home is always a better deal, just have a look!
Freedom and Security
Owning a home always gives a you a greater freedom, for the way you live and how exactly you have dreamt of living within one. There are multiple options of buying a home – either you can purchase already available homes, apartments and flats or you may go on purchase a plot and construct over it. Renting a home, will always invite for certain compromises like location, size, amenities etc. For spending your life, for sure you would look for freedom within your living space.
Purchasing a Home provides added security, privacy, and comfort not only to you but to your families too. The fear of untimely termination of rental contract, infringement within the private life from landlords are automatically taken care of when you own the home where you live. Additionally, the decision to change or remodel/renovate, extend, utilize the space as per your choice (covered and open both), is always with you and your family – there is/are no permissions required, which eludes you when you are renting where you are even dependent on – even to hammer nail in the wall, in some cases required permission from the landlord. And what it means – when you own your home, you are your own boss!
Tax Benefit on Home Loan
One reason why people do not go for buying a home is because of skyrocketing and fluctuating prices of real estate. However, when you opt to buy a home by availing a Home Loan, you get entitled to the Tax Benefits on the Home Loan Principal and Interest you pay back. These benefits when added makes up to an affordable deal, in owning your home.
Availability of Easy Financing Options
Times have changed. Today, a lot of easy financing options are available in the market and are provided by multiple financial institutions. The only option of getting a Loan from the bank has been changed to multiple institutions of getting Loans, where Bank is one the options now. Housing Finance Company(s) like Aavas Financiers provides 80% to 90% of the cost as Loan to prospective buyers. Which means that the down payment is to the tune of only 10% to 20%, which is easy to arrange.
But will you get such benefits when you rent a home – the answer is NO. The entire money you pay becomes your expenditure and which is going to increase with time.
On the above perspective let’s see what you get when you opt to buy a home by availing a Home Loan – you get Tax Benefits, the amount paid to buy home with interest is fixed, however with time the Property Value will appreciate and it’s proven the appreciation is much above the inflation rates.
In return to what you pay back as cost and interest on you home loan – what you get is the Property, but Rents paid never give you any return. They are expenditure which keeps on increasing with every passing year, as per the terms of Rental Agreement.
Let us understand with an example here – assume that there are two houses each costing 50 Lakh Rupees
While it appears that if you are staying on rent, you save 20000 rupees per month and above that you have shell out 10 Lakh Rupees as down payment – which you could have invested in a SIP or any other scheme of your choice. However, when you analyse in detail, you will find that the gap in EMI v/s rent ratio increase with time. Let us see how,
Is it very clear and evident that owning a home is much better deal when compared to living on rent.
Owning a Home is not as difficult as it seems. You just need to plan wisely and go for buying with proper planning. Aavas Financiers is a leading Home Loan provider company which has helped thousands of people in fulfilling their dream of buying their dream home.
We at Aavas, believe that every person who wishes to have a home should get a opportunity to own irrespective of his/her financial conditions. And that is why we provide housing loans to customers in low- and middle-income segment in semi urban and rural areas too.
Begin the journey to own your dream home and get your Loan Today – Sapne Appke Saath Hamara !!
07-Jan-2020 |rate of interest,Affordable Housing
के बारे में विस्तृत के बारे में विस्तृत के बारे में विस्तृत के बारे में विस्तृत के बारे में विस्तृत के बारे में विस्तृत के बारे में विस्तृत के बारे में विस्तृत
03-Jan-2020 |home improvement loan
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02-Jan-2020 |home loan eligibility
के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें
के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें
के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें
के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें
के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें
के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें
के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंके खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजें
02-Jan-2020 |credit score
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30-Dec-2019 |credit score
शिक्षा पद्धति के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै शिक्षा पद्धति के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै शिक्षा पद्धति के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै शिक्षा पद्धति के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै शिक्षा पद्धति के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै शिक्षा पद्धति के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै
30-Dec-2019 |credit score
शिक्षा पद्धति शिक्षा पद्धति के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै शिक्षा पद्धति के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै शिक्षा पद्धति के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै शिक्षा पद्धति के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै के खामियों से बचने के उपाय सह 'डर्मेटाग्लाफिक्स मल्टीपल इंटेलिजेंस टेस्ट' के बारे में विस्तृत जानकारी देते हुए 'ब्रेन मै
