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Are you looking for your first home loan?

Owning a home is like a cherished dream of majority of the individuals. It is a decision that generally requires a huge amount investment and long-term commitment. Although several companies offer financial products to meet these needs, selecting the right one can be difficult. This is especially true when so many options are available and every financial company is trying to market its product in different ways.

Most of the families spend a lot of time to find their dream home. This involves visiting several housing projects, seeking expert guidance, checking builder's credentials, etc. However, the same amount of due diligence is missing while selecting a home finance company.

It is highly recommended that homebuyers should weigh their options carefully. Most people have a tendency to be lured towards companies that advertise more, rather than selecting the options that suits their requirements or meets their criteria. Before selecting any company, it is advised to make a list of your requirements talk to people who have availed a loan from that particular company. Get as much feedback as possible.

Unfazed by the fact, most people compromise on quality of service for low interest rates, but it is equally important to check the company's commitment level and transparency. Customers should also look for value added facilities that home loan companies provide before finalizing the deal. It helps the customer select property that suits his/ her criteria.

When it comes to home loan, our adept financial counselors are there to help you on dedicated round the clock basis. We analyze the market dynamics and constantly endeavor to empower our customers with what suits them the best.

 
Salaried Customers

  • Application form with photograph
  • Identity and Residence Proof
  • Latest Salary-slip
  • Form 16
  • Last 6 months bank statements
Self Employed Professionals

  • Application form with photograph
  • Identity and Residence Proof
  • Educational Qualifications Certificate and Proof of business existence
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit /Loss and Balance Sheet
  • Last 6 months bank statements
Self Employed businessman

  • Application form with photograph
  • Identity and Residence Proof
  • Educational Qualifications Certificate and Proof of business existence
  • Business profile
  • Last 3 years Income Tax returns (self and business) Documents maintained by the customer for income calculation.
  • Last 6 months bank statements (self and business)
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