He is the Chief Financial Officer (finance and treasury) of our Company. He is associated with the Company since 2013. He presently heads our finance and treasury; accounts; internal audit; compliance; budget and analytics departments. He holds a bachelor's degree in commerce from the Rajasthan University and is a fellow member of the Institute of Chartered Accountants of India. He has been previously associated with First Blue Home Finance Limited, Accenture India Private Limited and Deutsche Postbank Home Finance Limited. Further, he has also worked with Pan Asia Industries Limited and Indo Rama Synthetics (I) Limited.
He is our Company Secretary and Compliance Officer He holds a bachelor's degree in commerce from the Rajasthan University and is a qualified company secretary. He has been previously associated with Star Agriwarehousing & Collateral Management Limited as its company secretary. He has been with the company since its inception, having experience of more than 9 years in corporate Sector.
Mr. Ram Naresh Sunku has helped Aavas built an effective sales team that delivers quality numbers. He comes with strong background on distribution and has been instrumental in setting up the rural distribution model for Aavas. His work, spanning over last 4 years, has helped increase disbursement 4 folds without compromising quality.
His professional experience of 23 years spans across FMCG & Financial services industry. He has rich experience in working with reputed brands like Nestle India Limited, ICICI Bank Ltd, GE money and Bajaj Finance limited.
He holds a MBA degree from Sri Krishnadevaraya University, Andhra Pradesh. In his spare time he likes to go on long walks and listening to music.
Mr. Ashutosh Atre is the most experienced executive in our leadership team. Earlier working as Chief Credit Officer and now as Chief Risk officer, he has lead building intuitive and effective underwriting methodology in a customer segment that were considered risky by the industry . One of the testaments of Ashutosh contribution is quality of our books.
He brings 31 years of rich experience in sales, credit and risk across retail and SME products. Prior to joining Aavas, he worked with leading banks, NBFCs and HFC including Equitas Housing Finance Private Limited, Equitas Micro Finance India Private Limited, ICICI Bank Limited, ICICI Personal Financial Services Company Limited, Cholamandalam Investment & Finance Company Limited. Mr. Atre was awarded for Exemplary Leader in trait "sensitivity" at ICICI Bank. His success statement is "ends don't justify the means".
Mr. Ashutosh Atre holds Diploma in Finance and engineering from NMIMS and from M.P board of technical education respectively.
Mr. Rajeev Sinha is leading Operations and Alternate Business Channel at Aavas. Through his association duration, he has helped established many operational efficiency operations including digital disbursements, regional center processing and now alternate channel development.
Mr. Rajeev Sinha is a Change Management expert with proven track record in the field of banking and financial services industry with over 19 years of hands-on experience. Prior to joining Aavas, he was associated with Cointribe Technologies, Indiabulls Housing Finance as National Operations Head. Before that he was associated with ICICI Bank, HDFC Bank and Stock Holding Corporation of India Limited, in various roles.
Rajeev has a Degree in Physics and holds a Certificate in Customer Relationship Management from IIM Ahmedabad, EE.
Mr. Anurag Srivastava leads the Data Science team at Aavas and has been instrumental in introducing cutting edge solutions that have enabled Aavas to move towards a data driven decision making ecosystem by making disruptive interventions in areas of Customer Acquisition, Credit Risk Assessment, Collections Management, Alternate Channel Sales, and Customer Life-Cycle Management
Anurag is an analytics professional with 14+ years of experience having significant exposure in Housing Finance, Banking, Other Financial Services, Insurance, Healthcare, Utilities and Market Research domains. Prior to joining Aavas Anurag has been associated with some leading MNC’s like Deloitte, WNS and American Express.
Anurag holds a Post-Graduate degree in Economics from Delhi School of Economics. He is passionate about music and various art forms and enjoys indulgence in photography and travel.
Mr. Surender Kumar Sihag has overseen an increase in collection efficiency by reducing delinquent accounts and non-performing assets. He is a law professional with proven skills in implementing technique and procedures for maintaining end to end collections including legal filings.
He started his career with law firm initially, and then he joined Cholamandalam in year 2004. His stint before Aavas was with Bajaj Fin, where he promoted to position of National Head Collection within 7 years of short span of time.
He holds a Law degree from the University of Rajasthan and Master of Business Administration from Periyar University.
